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Does your insurance go up if someone hits your parked car?

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Does your insurance go up if someone hits your parked car?, If someone else hits your parked car, will your insurance rates go up? ... Assuming you don't have the insurance information of the doofus who hit you, the damage will most likely be covered under collision coverage and treated as a hit-and-run. And because the accident was not your fault, your rates will not increase., Insurance Guide

Can you stop car insurance for a month?

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Can you stop car insurance for a month?, Answer: If you don't want to pay for your car insurance coverage while you are gone on your four-month vacation, then you will need to cancel your coverage. However, there are downsides to this decision. Car insurance companies don't allow you to put your policy on hold or suspend a policy for a period of time., Insurance Guide

Can I claim insurance for car scratches?

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Can I claim insurance for car scratches?, Scratches can range in severity and cost to repair. Get estimates from a body shop to determine how much repairs will cost. Keep your deductible in mind when deciding whether the scratch warrants a car insurance claim. Sometimes you are better off repairing the damage and not filing a claim at all., Insurance Guide

Who is at fault if you hit a parked car?

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Who is at fault if you hit a parked car?, If you hit a parked car, for example, then you're automatically at-fault for that collision. You are automatically at fault any time you hit a car that is legally parked. Unless the driver of the parked car was parked illegally, your insurance company will determine that you were at-fault for the collision, Insurance Guide

Can you go to jail for hitting someone with a car?

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Can you go to jail for hitting someone with a car?, In most states, a hit and run is considered a misdemeanor or a felony. If the hit and run is property related only (like a car hitting another car) it is usually considered a misdemeanor. However, if the accident involves injuring another person, you will likely be charged with a felony hit-and-run., Insurance Guide

How long do I have to cancel car insurance?

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How long do I have to cancel car insurance?, By law, all insurance policies have a minimum 14-day cooling-off period, during which you can cancel the policy for any reason. If you cancel, you should get a refund of any premiums you've paid, but the insurer is allowed to charge to cover days when the policy was in force, plus an administration fee., Insurance Guide

Does canceling car insurance hurt credit?

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Does canceling car insurance hurt credit?, A car insurance policy is a contract between you and the provider. Typically, you can cancel a policy and have no further obligation to the provider unless you are behind in premium payments. The act of cancelling a policy has no bearing on your credit, according to the Murray Group Insurance Services., Insurance Guide

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